Current workflow
AI Agents for Financial Services Account Reconciliation
Match custodian, bank and ledger records and route breaks for review.
You are viewing this workflow →AI Agents for Financial Services Account Reconciliation
AI agents for financial services account reconciliation match custodian, bank and ledger records for cash and positions, explain breaks and age them by cause, and route exceptions to the right owner. Operations and finance teams start each break from a proposed cause and its evidence.
Challenges We Solve
Where Account Reconciliation Breaks Down
Operations teams reconcile custodian, bank and ledger records daily and investigate breaks from exception reports and spreadsheets.
Sources
Records come in many formats
Custodian files, bank statements and ledger extracts arrive as files, portals and emails. Teams reformat before matching.
Matching
Matching rules miss legitimate differences
Timing, rounding, corporate action and fee differences cause breaks that need manual review.
Breaks
Breaks are investigated from scratch
Analysts search trades, transfers and statements to explain each break.
Aging
Old breaks accumulate
Unresolved items age without an owner and become harder to explain.
Controls
Evidence for sign-off is scattered
Preparers and reviewers keep notes in spreadsheets and email. Sign-off evidence is rebuilt for review.
Reporting
Break reporting is rebuilt each period
Managers ask for breaks by cause, age and owner and receive a manual compilation.
AI Agent Capabilities
AI Agents Built for Every Account Reconciliation Workflow
Six connected capabilities designed around your custodian, bank and ledger data and reconciliation procedures for Financial Services teams.
Data Intake Agent
- Collects custodian, bank and ledger files on your schedule
- Reads statements in file, PDF and portal formats
- Normalises fields such as account, date, currency and amount
- Flags missing or late files
- Keeps the source for every record
Matching Agent
- Matches records using the rules and tolerances you define
- Handles one-to-many and many-to-one matches
- Applies date and rounding tolerances
- Shows the evidence behind each match
- Leaves unmatched items as breaks
Break Analysis Agent
- Proposes a cause for each break such as timing, fee, corporate action or booking error
- Links the break to related trades, transfers and statements
- Groups similar breaks together
- Leaves cause confirmation to the analyst
- Records the final cause
Break Routing Agent
- Assigns each break to an owner using your rules
- Sends the evidence with the assignment
- Tracks status and due dates
- Escalates items beyond your age limit
- Shows workload by owner
Adjustment Support Agent
- Prepares adjusting entries for analyst review
- Shows the supporting records for each entry
- Routes entries for approval under your limits
- Tracks entries to posting
- Keeps the link between break and entry
Reconciliation Reporting Agent
- Reports breaks by cause, age, owner and account
- Shows trends over time
- Prepares sign-off packs with evidence for each reconciliation
- Highlights accounts with repeat breaks
- Delivers reports to operations and finance leaders
Deployment
How We Deploy Your Account Reconciliation Agent
Five steps from your first call to a validated account reconciliation workflow connected to your ledger and custodian data.
01
Reconciliation and Data Review
We map your accounts, data sources, matching rules, tolerances, break categories and how reconciliations are signed off today.
✓ Account and data source inventory
✓ Matching rule and break category map
✓ Recommended agent architecture for your environment
BUILT FOR FINANCIAL SERVICES OPERATIONS AND FINANCE TEAMS
The right break visibility for every operations role
Each deployment is scoped around how a specific role depends on reconciliation data. Analysts, managers and finance each get the outcome they need without investigating every break from scratch.
ANALYST
Reconciliation Analyst
Stops reformatting files and searching for causes. Starts each break from a proposed cause.
What Changes
- Files normalised and matched by your rules
- Breaks with a proposed cause and evidence
- Similar breaks grouped
- Adjusting entries drafted for review
MANAGER
Operations Manager
Stops chasing owners for old breaks. Sees breaks by age, cause and owner.
What Changes
- Breaks assigned with due dates
- Items beyond the age limit escalated
- Workload by owner
- Repeat break accounts highlighted
FINANCE
Finance Controller
Stops rebuilding sign-off evidence. Reviews packs with the support attached.
What Changes
- Sign-off packs per reconciliation
- Entries linked to their breaks
- Trends by cause
- Records kept for review
Meet Our CEO Haroon Jafree, CPA
25 years as a CFO and finance leader, designing agents around workflows he personally ran.
FAQ
Questions About Account Reconciliation Automation
What reconciliation analysts, operations managers and finance leads ask before the first call.
It uses AI agents to collect custodian, bank and ledger data, match records, propose causes for breaks, route them to owners and prepare sign-off evidence. Analysts and managers keep the decisions.
Get Started
Ready to Stop Investigating Every Break from Scratch?
Book a discovery call to walk through your accounts, your data sources and your reconciliation procedures.
Book a Discovery Call →